Terms of Use

The access to this Internet presentation and all information contained in it are subject to the terms and conditions below.

General Terms

The information published by OTP Osiguranje ADO Beograd on this Internet presentation is considered to be accurate and reliable at the time of its publishing and OTP Osiguranje ADO Beograd may at any time, without prior notice, update the existing website content, as well as add new information to this Internet presentation. In case that the information and the content are not updated following the change, OTP Osiguranje ADO Beograd shall not be held responsible, although it will endeavor to bring the website content up to date in due course, with the goal of availability and the best possible communication with its users.

The content and the information on this Internet presentation are for information purposes only and the users are not authorized to use them for commercial purposes or to distribute them to third parties. Likewise, the information and the content shall not be applied in the contractual relationship between the contracting parties in insurance, the contract elements exclusively for every single contract of insurance being applied in the contractual relationship.

Liability Disclaimer

The users agree to access and use the Internet presentation of their own free will, taking on the risks for any possible damage or data loss that may occur while using the website, i.e. OTP Osiguranje ADO Beograd shall not be responsible for any special, indirect or consequential damage or any other damage that may result from the use of this website, its contents or its unavailability.

Connecting to other locations – links

In order to facilitate the access to information and to be more convenient to its users, the Internet presentation contains the connected locations with other Internet presentations (linked sites) which are not under the control of OTP Osiguranje ADO Beograd and OTP Osiguranje ADO Beograd shall not be held responsible for the content and the activities of these Internet presentations.


The entire image, the content, as well as all the elements of this Internet presentation are protected as copyrighted and are the sole property of OTP Osiguranje ADO Beograd and OTP Group. We reserve the rights related to copyright of third parties.

Using HTML – Cookies

The OTP Osiguranje ADO Beograd Internet presentation uses cookies so as to adjust the Internet services to the users’ needs, and the users can, at the first visit, clearly accept their use or by continuing to use this website give their consent and accept the cookies that are then stored on their computer. Cookies are text files which are recorded on the hard disc of a website user by Internet providers and which send back the information on the websites from which the user has come to the OTP Osiguranje ADO Beograd website, as well as on the navigation through the Internet presentation. Cookies are used for performance of all functionalities of Internet presentation, better recognition of the website visitors’ habits and getting the insight into their needs so as for analyzing visits and advanced online advertising. Cookies cannot be used for a program or virus activation on the user’s computer and can be read only by the Internet provider in the domain in which the cookie has been recorded.

Cookies that are used on OTP Osiguranje’s Internet presentation represent essential or strictly necessary cookies (enabling normal functioning of Internet presentation and are linked to WordPress platform used for creating Internet presentation), statistical cookies (enabling statistical review of visits and navigation through the Internet presentation and are linked to Google Analytics) and advertising cookies (collecting the data on your interests in order to present you relevant content and are linked to Facebook). By using cookies, we can collect data about your computer that can include your IP address, browser type, domain name, time of access and website addresses.

Cookies can be disabled by activating a setting that can reject or clear all or some of them. Please note that by rejecting or deleting all or some cookies may disable the normal operation of the Internet presentation or affect it’s modified appearance in the Internet browser. Here you can read how to enable cookies in Chrome, Safari, Firefox and Internet Explorer.

The collection of the user data

OTP Osiguranje ADO Beograd collects and processes personal data of the user of this Internet presentation exclusively based on consent of data subject, that is, a clear affirmative action in terms of the submission of such data.
Personal data are collected and processed in accordance with the Law on Personal Data Protection, and OTP Osiguranje ADO Beograd is highly devoted to securing protection measures and safety of collected personal data. Find out more here.


Potvrđujem da ovim putem ne zaključujem Ugovor o osiguranju i da podatke svojevoljno dostavljam isključivo u svrhu mogućeg pribavljanja informativne i neobavezujuće ponude za zaključenje ugovora o osiguranju i to prema podacima koje dostavim Societe Generale Osiguranje a.d.o. Beograd (u daljem tekstu: Osiguranje). U slučaju da popunjeni podaci nisu istiniti, odnosno da iz drugih razloga ili na osnovu volje Osiguravača nije moguće zaključiti ugovor o osiguranju prema ovoj ponudi, Osiguravač neće snositi odgovornost.

Svi podaci koje korisnik Aplikacije dostavi Osiguranju radi izrade informativne ponude su dostavljeni na osnovu njegove slobodne volje, a pristanak da Osiguranje obrađuje te podatke je dat konkludentnom radnjom*, odnosno, samim činom dostavljanja podataka od strane korisnika Aplikacije čime je data saglasnost Osiguranju da iste obradi u svrhu dostavljanja informative ponude osiguranja.

Osiguranje će prilikom obrade podataka postupati u skladu sa Zakonom o zaštiti podataka o ličnosti.

*Konkludentna radnja je radnja, odnosno odgovarajuće postupanje, kojim je jasno, nedvosmisleno i sa sigurnošću iskazan pristanak lica povodom određenog posla. U konkretnom slučaju popunjavanjem ličnih podataka korisnik Aplikacije nesumnjivo daje saglasnost da Osiguranje te podatke koristi, jer u surotnom neće popuniti podatke i dostaviti ih Osiguranju putem Aplikacije.